American Casualty Co. of Reading v. Shefferman

HOOD, Chief Judge.

This appeal presents a question of construction of a provision in a group major medical insurance policy. The provision in question defines “sickness” as used in the policy to mean “sickness or disease causing loss commencing while the Policy is in force * * *.” The 'question is whether “commencing while the Policy is in force” modifies “sickness” or “loss.”

It was conceded by the insured that his wife, a dependent under coverage of the policy, at the time of issuance of the policy was suffering from some illness for which she had been and continued to be under the care of…