United Services Automobile Assn. v. Lilly

Opinion

BLEASE, Acting P. J.

This declaratory relief action, brought by United Services Automobile Association (USAA) against the heirs of Anita Lilly (heirs), tenders the question whether the “each person” or the “each accident” provision of a USAA policy of automobile liability insurance limits its liability for damages for which its insured may become legally responsible in the wrongful death action brought by the heirs. The trial court entered judgment that recovery is limited to $100,000 by the “each person” provision. The heirs appeal, claiming that the $300,000 “each accident” clause…