State Farm Mutual Automobile Insurance v. Byrne

Plaintiff, State Farm Mutual Automobile Insurance Company (State Farm), sought a declaratory judgment that it was not obligated to provide liability coverage to defendant, Ronald S. Acker, for claims asserted by defendants, Richard Byrne, Lillian Burrgess Kosrow, and Carol Robinson. The circuit court of Lake County granted State Farm’s motion for summary judgment. On appeal, defendants’ basic contentions include that any ambiguity regarding the term “relative” in the policy should be construed in favor of the insured, State Farm is obligated to insure Acker because Acker is related to the…