Gallagher v. Santander Consumer USA Inc.

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF MISSOURI EASTERN DIVISION ) ROBERT J. GALLAGHER, ) ) Plaintiff, ) ) Cause No. 4:20-cv-01083-SEP v. ) ) SANTANDER CONSUMER ) USA INC., ) ) Defendant. ) MEMORANDUM AND ORDER Before the Court is Defendant’s Motion for Summary Judgment. Doc. [48]. For the reasons set forth below, the motion is granted. Also before the Court is Plaintiff’s Motion to Certify Class, Doc. [57], which will be denied. FACTUAL AND PROCEDURAL BACKGROUND The facts in this case are not in dispute. On March 28, 2011, Plaintiff Robert J. Gallagher executed a Retail Installment…