Stowell v. Cloquet Co-Op Credit Union

OPINION

STRINGER, Justice.

Plaintiffrrespondent Randall Stowell (“Sto-well”) brought this action in Carlton County District Court seeking to recover approximately $22,000 that had been paid by the defendant/appellant Cloquet Co-op Credit Union (“Credit Union”) over a ten-month period on checks forged on Stowell’s account by Stowell’s neighbor. The distinct court held that a Draft Withdrawal Agreement requiring Stowell to notify the Credit Union of any errors in his account statement within twenty days of the mailing of the statement was manifestly unreasonable and refused to apply the agreement…