Fidelity & Guaranty Life Insurance Company v. Patricia Dupree Brooks

Appellant, Patricia Dupree Brooks (“Brooks”), appeals the district court’s order granting summary judgment to Fidelity & Guaranty Life Insurance Company (“Fidelity”), on Fidelity’s declaratory judgment action regarding its obligation under a life insurance policy accidental death rider provision. We affirm.

I. BACKGROUND

On December 11, 2000, Fidelity issued a term life insurance policy to Richard Keith (“Keith”), which contains a rider that provides an accidental death benefit of $250,000. The rider provides in relevant part that the insurer will pay the rider’s benefit to the beneficiary of…