Miller v. Fidelity-Phoenix Insurance

Lewis, Chief Justice:

This appeal involves the liability of appellant, the insurer, to pay a judgment obtained against its ten-year old insured for damages to respondent’s property caused when the in*74sured set fire to respondent’s home. Appellant contended that the actions of its insured in setting fire to respondent’s home constituted “intentional” damage and therefore it was not liable because of a policy provision which excluded coverage for damage to property “caused intentionally by or at the direction of the insured.”

This is an action at law with the factual and legal issues submitted to…