Tippins Bank & Trust Co. v. Southern General Insurance

Hines, Justice.

We granted certiorari to the Court of Appeals to consider its decision in Southern Gen. Ins. Co. v. Tippins Bank &c. Co., 213 Ga. App. 176 (444 SE2d 331) (1994). The Court of Appeals determined that an insurer was no longer required under OCGA § 33-24-46 to notify the insured or a lienholder of the lapse of a residential standard fire policy because of the named insured’s failure to pay premiums. The determination was based on an assessment of legislative intent.

The cardinal rule in construing a statute is to glean the intent of the legislature. State v. Mulkey, 252 Ga. 201,…