Twogood v. American Farmers Mutual Automobile Insurance

In his petition, the plaintiff alleged the issuance of the policy upon his damaged car and that it was in full force and effect at the time of the injury. He alleged- recoverable damages for injury to the car in the sum of $466.12. In count No. 1 of its answer, defendant denied generally except as admitted or otherwise plead to. in count No. 2 of the answer, defendant alleged:

‘ ‘ By way of affirmative defense the defendant states:

“That by the terms of the policy of insurance issued to the plaintiff under the conditions thereof, it is provided:

“ ‘Exclusions — Unless otherwise provided by…