Freeman v. Metropolitan Life Insurance

1. A provision in a life-insurance policy which limits liability in the following terms has reference to death by suicide only, and not to an accidental death without suicidal intent, although death may have been caused by the insured’s own hand or act: “Suicide. If the insured within one year from the date of issue hereof die by his own hand or act, whether sane or insane, the liability of the company hereunder shall be limited to an amount equal to the premiums which have been received, without interest.”

*771Decided September 23, 1926. Denny & Wright, for plaintiff. Maddox, Maddox & Mitchell,…