First National Bank, Paris v. McKeen.

I cannot agree with the majority opinion in this case. The effect of it is to say to every bank in this state that when one of them credits a customer’s account with a check (or checks) drawn on it, it does so at its peril. In other words, should the bank after having given its customer’s account credit for the check drawn on it, find out, at the close of business, on the same day during which the deposit was made, that there Avere insufficient funds in the account on Avhich the check Avas draAvn to cover it, then the bank regardless of any custom, or agreement with the customer, Avould not…