Irma H. Sydnor Vivian E. Wyatt v. Conseco Financial Servicing Corporation, and Aapcoof Richmond West, Incorporated

Reversed and remanded by published opinion. Judge HOWARD wrote the opinion, in which Chief Judge WILKINSON and Judge NIEMEYER joined.

OPINION

HOWARD, District Judge:

This matter arises out of a home improvement loan received by the plaintiffs in this case, Irma H. Sydnor (“Sydnor”) and Vivian E. Wyatt (“Wyatt”), from Con-seco Finance Servicing Corporation (“Con-seco”) for work done by AAPCO of Richmond West, Inc. (“AAPCO”). For the reason stated below, we reverse the judgment of the district court and remand for the district court to hold a hearing under the Prima Paint standard.

I

In the spring…