Bowen v. New York Life Ins.

COLLET, District Judge.

The action is one for recovery on a life insurance policy. The policy was for $10,000. It provided that if death was from accidental causes double that amount would be paid. The insured’s death was suicidal. The face amount of the policy was paid the beneficiary. Payment of double indemnity was refused. This action, to recover the double indemnity, was brought upon the theory that the insured was insane at the time of his suicidal death. Under the law of Missouri death under such circumstances is accidental. The policy provides that double indemnity will not be paid in…