Tate v. Allstate Ins. Co.

Allstate Insurance Company ("Allstate") sued for a declaratory judgment, requesting that the Baldwin County Circuit Court determine the amount of insurance coverage available to Enoch Tate on a loss-of-consortium claim. The claim arose out of a motor vehicle accident involving a vehicle driven by Enoch Tate's wife, Angela Tate, and a vehicle driven by Allstate's insured, Myrtis Franklin. The trial court entered a judgment declaring that Enoch Tate's loss-of-consortium claim arose out of Angela Tate's bodily injuries and thus was not a separate claim. This holding meant that Allstate's policy…