Gaines v. Sargent Fletcher, Inc. Group Life Insurance Plan

MEMORANDUM AND ORDER REGARDING DEFENDANTS’ MOTION FOR SUMMARY JUDGMENT

FEESS, District Judge.

I

INTRODUCTION

This case presents a dispute concerning a $150,000 life insurance policy purchased by Plaintiff, Donald Gaines, for his wife Velda, through a benefit plan offered by his employer, Sargent Fletcher, Inc. When Velda died Sargent Fletcher, Inc. Group Life Insurance Plan and the insurance company that issued the policy, Defendant Hartford Life Insurance Company, refused to pay more than $20,000 because Gaines had not provided the insurer with information regarding his wife’s health that was…