Guertler v. DuPont Community Credit Union

MEMORANDUM OPINION

Elizabeth K. Dillon, United States District Judge

Appellants Phillip and Cindy Guertler challenge the bankruptcy court’s decision that appellee DuPont Community Credit Union has a valid claim against both of them for a debt arising from a joint credit-card account. Before the Guertlers filed for bankruptcy, DuPont sued and obtained a judgment on the debt against Mr. Guert-ler, but not Mrs. Guertler. The bankruptcy court held that the judgment against Mr. Guertler did not extinguish Mrs. Guertler’s liability for the debt. The Guertlers contend that this holding was in error.…