North Carolina Reinsurance Facility v. Causey

ARROWOOD, Judge.

*616 The North Carolina Reinsurance Facility ("petitioner" or "the Facility") appeals from *851 the superior court's order denying petitioner's petition for review and affirming an order of the North Carolina Commissioner of Insurance ("the Commissioner") that reversed petitioner's denial of a reimbursement to Allstate Indemnity Company ("respondent" or "Allstate"). For the reasons that follow, we reverse and remand.

I. Background

On 25 October 2007, Allstate issued an automobile insurance policy to Mr. Jason T. Crouse ("Mr. Crouse") that was ceded to the Facility, "a nonprofit…