Stresscon Corp. v. Travelers Property Casualty Co. of America

Opinion by

JUDGE BERNARD

1 Along with other issues, the defendant, Travelers Property Casualty Company of America (the insurance company), raises a question in this appeal concerning "no voluntary payment" clauses. These clauses appear in many insurance policies, They prohibit insureds from voluntarily settling claims and making payment, or from assuming cer- ° tain expenses, without the insurer's consent, at the risk of losing insurance benefits.

{2 The question we must resolve in this appeal is whether an insured's breach of a "no voluntary payment" clause will always bar the insured from…