Kerby v. Auto-Owners Insurance

Defendant, plaintiff’s no-fault insurance carrier, appeals as of right from an order granting plaintiff’s motion for partial summary disposition. We reverse.

In 1986, plaintiff began operating an adult foster care home by herself, doing the cooking, cleaning, and general maintenance. In September 1987 plaintiff was involved in an automobile accident, sustaining injuries preventing her from running the home. Consequently, plaintiff hired replacement workers to perform the work she could no longer perform.

Although plaintiff was paid personal protection insurance benefits, including work-loss…