Coy v. Metropolitan Property & Casualty Insurance Co.

OPINION

GARDNER, Judge:

Linda L. Coy (Coy) appeals from a summary judgment entered in favor of Metropol*74itan Property and Casualty Insurance Company (Metropolitan). We affirm.

On January 21,1993, a vehicle operated by Christopher F. Hovekamp (Hovekamp) struck another vehicle in which Coy was a passenger. Coy, who apparently was injured, was insured by Metropolitan under a policy which provided personal injury protection (PIP) or basic reparation benefits in accordance with Kentucky’s Motor Vehicle Reparations Act (MVRA). Coy’s policy with Metropolitan provided for a $250 deductible on PIP or…