Legal Opinion
Cenance v. Bohn Ford, Inc.
Court of Appeals for the Fifth Circuit
Decided July 9, 1980No. Nos. 77-2200, 77-3508, 78-2369, 78-2914, 79-1139, 79-1584, 79-2227, 79-2340, 79-2449 and 79-2672PublishedCited by 7 opinions
1Opinion of the Court
KRAVITCH, Circuit Judge.
The common issues binding these consolidated cases are whether a finance company, Ford Motor Credit Co. [Ford], which routinely finances the sale of automobiles by dealers in exchange for assignment of the original note from the purchaser (1) is a creditor within the meaning of the Truth-in-Lending Act, and (2) whether designation of Ford as “subsequent assignee” ade*133quately describes its relationship with the consumer debtor. We answer the first question “yes,” the second “no.”
All plaintiffs involved purchased automobiles on credit from various party automobile…
2Cases cited5 opinions
- Cheryl A. Meyers, Plaintiff-Appellee-Cross v. Clearview Dodge Sales, Inc., Defendant-Appellant-Cross Chrysler Credit CorporationCourt of Appeals for the Fifth Circuit · 1976
- Milhollin v. Ford Motor Credit Co.Court of Appeals for the Ninth Circuit · 1978
- Sharp v. Ford Motor Credit Co.Court of Appeals for the Seventh Circuit · 1980
- Jan Downey v. Whaley-Lamb Ford Sales, Inc.Court of Appeals for the Fifth Circuit · 1979
- Thomas Augusta v. Marshall Motor Company and Ford Motor Credit CompanyCourt of Appeals for the Sixth Circuit · 1979
3Cited by7 opinions
- Brown v. Credithrift of America Consumer Discount Co. (In Re Brown)United States Bankruptcy Court, E.D. Pennsylvania · 1989
- Lucille Jackson v. Columbus Dodge, Inc. And the National Bank and Trust Company of ColumbusCourt of Appeals for the Fifth Circuit · 1982
- Kramer v. Marine Midland BankDistrict Court, S.D. New York · 1983
- J. A. Pollock and Sharon M. Pollock v. Birmingham Trust National BankCourt of Appeals for the Fifth Circuit · 1981
- Harris v. Ford Motor Credit Co. (In re Smith)District Court, M.D. Georgia · 1981
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