Nichols v. Regents of the University of California (In Re Nichols)

MEMORANDUM OPINION

FREDERICK A. JOHNSON, Bankruptcy Judge.

Plaintiff seeks a determination that his debt to the Regents of the University of California for three outstanding student loans in the aggregate amount of $5,467.32 imposes an undue hardship on him and should be discharged. Ordinarily educational loans are not discharged in bankruptcy, Bankruptcy Code § 523(a)(8), unless the debtor, through proof of extraordinary circumstances, demonstrates that this status unreasonably hinders his fresh start, In re Densmore, 8 B.R. 308, 7 BCD 271, 272 (Bkrtcy.N.D.Ga.1980); 11 U.S.C. § 523 (a)(8)(B).…