Siravo v. Great American Insurance

The United States Court of Appeals for the First Circuit, acting pursuant to Sup. Ct. R. 6, has certi fied to us the following question of law:

“Does an insured’s late filing of the sworn proof of loss, which under the standard form of fire insurance policy, R.I. Gen.Laws §27-5-3, he is supposed to render within sixty (60) days after the loss, bar the insured’s recovery under the policy in the absence of the company’s proving prejudice stemming from the insured’s failure to comply with the time limits contained in said proof of loss provision?”

The plaintiff sought recovery in the District…