Masson v. New England Mutual Life Insurance

Plaintiff, a minor, brought this action by his guardian to recover the proceeds of a life insurance policy in which he had been designated as beneficiary. The defendant Insurance Company contested payment on the ground that the policy had lapsed because of the failure to pay the premium. Judgment was entered in plaintiff’s favor and defendant appeals.

The following facts are established by the evidence, which is without conflict: Plaintiff’s father, Joseph Lee Masson, applied to the company’s San Francisco agency for a $2,500 “twenty payment” policy, and under date of April 27, 1922, the…