Allstate Insurance Company, Cross-Appellee v. Luther Ashley, Luther Ashley, Cross-Appellants

WISDOM, Circuit Judge:

This case raises two principal issues: (1) Whether Mississippi insurance law requires uninsured motorist coverage stacking when an uninsured motorist insurance policy contains an express anti-stacking provision 1 and (2) whether charging a higher premium for multiple car coverage than for single ear coverage constitutes charging two separate premiums.

The plaintiff/appellant, Allstate Insurance Company (“Allstate”), issued an automobile insurance policy to Luther Ashley, one of the defendants/appellees, providing uninsured motorist coverage for four automobiles. Allstate…