Amerada Hess Corp. v. Zurich Insurance

OPINION

McKEE, Circuit Judge.

Hess Oil Virgin Islands Corporation and its parent company, Amerada Hess Corporation (collectively “HOVIC”) sued Zurich Insurance Company seeking coverage under an insurance policy for injuries some workers suffered in an explosion at HOV-IC’s St. Croix oil refinery. Zurich denied coverage under the policy it had issued to HOVIC, and HOVIC eventually settled the claims that the injured employees had filed against their employer. Thereafter, HOV-IC sued Zurich in an attempt to recover under its insurance policy. The district court concluded that HOVIC’s claim was…