American National Insurance v. Craft

Edd Craft, the beneficiary in an insurance policy on the life of his son, R. Lamar Craft, as plaintiff, recovered a judgment against American National Insurance Company in the sum of $2,000.00, which included death benefits, both ordinary and accidental, in the sum of $1,000.00 each, and the company appealed.

The insurance company conceded its liability for the ordinary death benefit, but denied liability for the additional accident benefit. According to the provisions of the policy, the accidental benefit was payable where the *850death “resulted directly and independently of all other causes, *…