Richards v. Hanover Insurance

Banke, Judge.

The appellant and her husband purchased a policy of homeowner’s insurance from the appellee insurance company covering a newly acquired house and its contents. A few months later, the house and its contents were damaged by fire. This suit was filed to recover for property damage and additional living expenses in accordance with the terms of the policy.

The claimants made no repairs on the structure, as their mortgagee, whose interest was also covered by the policy, regained the property by foreclosure subsequent to the fire. The husband did not appear at trial, and evidence was…