Ransom v. Penn Mutual Life Insurance

The jury impliedly found that defendant refused to perform a contract in which it agreed with plaintiff’s deceased husband, Ralph W. Ransom, to insure his life. Defendant has appealed from the judgment against it, contending that no contract of insurance was in force at the time of Ransom’s death and that if any contract existed it was vitiated by fraud.

In September 1949 Ransom, who was 28 years old, was solicited for insurance by an agent of defendant. A doctor selected by defendant examined Ransom and found nothing wrong with his physical condition. Ransom made a written application for…