Keystone Insurance v. Fidelity & Casualty Co.

This is yet another case arising under the “omnibus” clause in a motor vehicle public liability and property damage policy. 1

At the time of the accident here in question John Joseph Hartman was a minor. He purchased an automobile for $75.00. The car was titled in the name of his mother. A policy of insurance was procured from appellant Keystone Insurance Company (Keystone). Mrs. Hartman was designated the “named insured”. Young Hartman became an additional insured to satisfy the requirements of Code (1957), Art. 66%, § 93 (d). 2

On August 10, 1963, young Hartman loaned the car to a friend,…