State Auto Property & Casualty Insurance v. Raynolds

ON WRIT OF CERTIORARI TO THE COURT OF APPEALS.

TOAL, C.J.:

Petitioner State Auto Property and Casualty Insurance Company (“State Auto”) asserts that the Court of Appeals erred when it held that insured David and Sherry Raynolds (“the Raynolds”), were entitled to coverage and a defense for a third party’s personal injury that occurred at the Raynolds’ home. State Auto also seeks to overturn the trial court’s decision awarding the Raynolds attorney’s fees. We now reverse the Court of Appeals and hold that the Raynolds were not entitled to coverage, a defense, or attorney’s fees.

Factual/Procedural…