Legal Opinion

National Home Building & Loan Ass'n v. Dwelling House Insurance

Michigan Supreme Court

Decided July 9, 1895PublishedCited by 5 opinions

Error to Muskegon; Russell, J. Assumpsit by the National Home Building & Loan Association against the Dwelling House Insurance Company upon a fire policy. From a judgment for defendant, plaintiff brings error.

1Opinion of the CourtHooker, J.

The only question in this cause is whether the action was prematurely brought upon a policy of insurance, no steps having been taken by either party to require an appraisal. Counsel for the defendant assert that the company offered to pay $750, while the plaintiff claimed $900 or more, and that this constituted a disagreement as to the amount of the loss, and that in such case appraisal was a condition precedent to bringing-action upon the policy.

The provisions of the policy involved in this contention are as follows:

“In the event of any disagreement as to the amount of loss, the same shall,…

2Cases cited11 opinions

  1. Hamilton v. Liverpool, London & Globe InsuranceSupreme Court of the United States · 1890
  2. Chippewa Lumber Co. v. Phenix InsuranceMichigan Supreme Court · 1890
  3. Mosness v. German-American Insurance Co. of New YorkSupreme Court of Minnesota · 1892
  4. Hanley v. WalkerMichigan Supreme Court · 1890
  5. Gasser v. Sun Fire OfficeSupreme Court of Minnesota · 1890

6 more not listed; retrieve them via the Exa API.

3Cited by5 opinions

  1. E. E. Tripp Excavating Contractor, Inc. v. Jackson CountyMichigan Court of Appeals · 1975
  2. McNees v. Southern InsuranceMissouri Court of Appeals · 1897
  3. Alton J. Van Horn v. State Farm Mutual Automobile Insurance CompanyCourt of Appeals for the Sixth Circuit · 1968
  4. Norwich Union Fire Insurance Society v. RayorSupreme Court of Colorado · 1921
  5. Grand Rapids Fire Insurance v. FinnOhio Supreme Court · 1899

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