Stafford v. State Farm Mutual Automobile Insurance

Gernon, J.:

State Farm Mutual Automobile Insurance Company (State Farm) appeals the summary judgment decision awarding the Staffords $50,000 in underinsured motorist benefits.

Donnie Stafford was a passenger in an automobile driven by Colton Morris, which collided with a vehicle driven by Jeffrey Hight. Tragically, Stafford was killed. Both drivers were driving under the influence of alcohol.

The Staffords brought a wrongful death action and settled with Morris’ insurance carrier for $25,000, Morris’ liability limit. The Staffords also settled with Hight’s insurance carrier for $25,000, Hight’s…