Vega v. National Union Fire Insurance

OPINION OF THE COURT BY

NAKAMURA, J.

A rule promulgated by the Insurance Commissioner of the State of Hawaii pursuant to the Hawaii Motor Vehicle Accident Reparations Law (the No-Fault Insurance Law) 1 mandates that “[a]ny [no-fault insurance] policy issued or renewed on or after September 1, 1974 shall provide the coverage required of a no-fault policy in accordance with the endorsement prescribed by the Commissioner or such modification thereof approved in writing by the Commissioner prior to its issuance.” 2 The Basic No-Fault Endorsement prescribed by the Commissioner for all motor vehicle…