Millard v. North River Insurance

The policy issued by the defendants described the insured property as a two-story, shingle-roof frame dwelling “occupied and to be occupied for dwelling purposes only.” A clause in the policy provided, “unless otherwise provided by agreement in writing added hereto, this company shall not be liable for any loss or damage while the hazard is increased by any means within the control or knowledge of the insured.” A writing was attached granting permission “to make alterations, improvements, and repairs to any building herein described and to complete the same if under construction.”-

■’Defendants…