Vanek v. Illinois Farmers Insurance

PRESIDING JUSTICE INGLIS

delivered the opinion of the court:

Plaintiff, James W. Vanek, brought a declaratory judgment action against defendant, Illinois Farmers Insurance Company (Farmers), seeking a determination of his rights to underinsured motorist (UIM) coverage under three policies issued to him by Farmers. The circuit court dismissed the complaint for a failure to state a cause of action, and plaintiff appeals from that order.

Plaintiff was involved in an accident with Kristen O’Leary on July 7,1991. O’Leary was insured by State Farm Insurance Company (State Farm), and State Farm…