Titan Insurance v. Hyten

GLEICHER, EJ.

In an insurance application submitted to plaintiff, Titan Insurance Company, on August 24, 2007, defendant McKinley Hyten represented that she possessed a valid driver’s license as of that date. In reality, Hyten’s license had been suspended and was not restored until nearly a month later, on September 20, 2007. In February 2008, Hyten was involved in an automobile accident in which defendants Martha Holmes and Howard Holmes suffered injuries. On the basis of Hyten’s misrepresentation that she held a license on August 24, 2007, Titan sought to reform Hyten’s policy by reducing to…