Langlas v. Iowa Life Insurance

— The facts before us are not in dispute. Two policies of insurance upon the life of Ervin W. Langlas, Jr., in the respective amounts of $3000 and $5000 were issued by the defendant-company during the years 1945 and 1949. The plaintiffs were the parents of the insured and were the named beneficiaries in the policies. Attached to each policy, and made a part of it, was a “Double Indemnity Certificate”, which provided the company would pay an additional sum equal to the face amount of the policy if the insured should die “in direct consequence of bodily injuries effected solely through…