Baldwin v. Lititz Mutual Insurance

COZORT, Judge.

Insurance agent appeals from a jury verdict finding that he negligently failed to procure or maintain insurance on a house constructed by plaintiff and assessing damages in the amount of $18,781.77. We reverse.

Plaintiff and his brother, Tillman Baldwin, had been in the business' of constructing residential houses for approximately fifteen years. During that time, they had built five or six hundred homes, most of which were constructed pursuant to a contract with a buyer, but a few were “speculation” homes, or homes constructed, at least initially, without a specific buyer.…