Adler v. Chin

The opinion of the Court was delivered by

CARCHMAN, J.A.D.

This appeal arises from a conflict between two automobile insurance carriers providing Underinsured Motorist (UIM) coverage. Plaintiff Camden Fire Insurance Association appeals from a judgment of the Law Division determining that the “excess-escape” provision of its UIM coverage and that of defendant Allstate Insurance Company required that a claim brought by Kenneth Adler, plaintiffs insured, be pro-rated between plaintiff and defendant. The trial judge rejected plaintiffs assertion that its UIM coverage was excess to defendant’s UIM…