Pinto v. New Jersey Manufacturers Insurance
Supreme Court of New Jersey
1Opinion of the CourtJustice LaVECCHIA
This insurance appeal involves the application of an underinsured motorist (UIM) step-down clause in an employer’s business automobile policy to a case in which an employee has been injured in a covered vehicle in a work-related accident. The step-down provision capped the employer’s UIM exposure at the limit provided by the employee’s own automobile insurance policy or that of a resident family member, except that the step-down would be inapplicable if the employee qualified as a “named insured” under the employer’s policy. Because the Court’s earlier opinions have expressed its clear…
2Cases cited11 opinions
- Aubrey v. Harleysville Insurance CompaniesSupreme Court of New Jersey · 1995
- French v. New Jersey School Board Ass'n Insurance GroupSupreme Court of New Jersey · 1997
- Magnifico v. Rutgers Casualty InsuranceSupreme Court of New Jersey · 1998
- Botti v. CNA Ins. Co.New Jersey Superior Court Appellate Division · 2003
- Cook-Sauvageau v. PMA GROUPNew Jersey Superior Court Appellate Division · 1996
6 more not listed; retrieve them via the Exa API.
3Cited by23 opinions
- Nowell James v. New Jersey Manufacturers Insurance Company (071344)Supreme Court of New Jersey · 2014
- Morrison v. AMERICAN INTERN. INS.New Jersey Superior Court Appellate Division · 2005
- Olkusz v. BrownNew Jersey Superior Court Appellate Division · 2008
- Murawski v. CNA InsuranceSupreme Court of New Jersey · 2005
- Hand v. Philadelphia Ins. Co.New Jersey Superior Court Appellate Division · 2009
18 more not listed; retrieve them via the Exa API.