GEIST v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA MIRANDA GEIST, individually and on behalf of a class of similarly situated person, Case No. 2:21-cv-04447-JDW Plaintiff, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Defendant. MEMORANDUM The question before the Court: If an insured individual reduces his limits for underinsured motorist coverage, but adds a car to the policy at a later date, is the election of lower limits enforceable? Based on the facts before the Court, the answer is “yes.” The lower limits apply. The Court will therefore grant State Farm…