Southlanes Bowl, Inc. v. Lumbermen's Mutual Insurance

Plaintiffs were engaged in the business of operating places of amusement consisting of bowling alleys, restaurants, taverns, snack bars, cocktail lounges and motels. These establishments were covered by policies of business-interruption insurance drawn and issued by the defendant.

In the summer of 1967 and again after the assassination of Dr. Martin Luther King, Jr., in April of 1968, widespread riots and civil commotion accompanied by burning and ldoting erupted in and around the City of Detroit. However, none of the plaintiffs’ businesses were physically damaged.

On each occasion noted above…