Secura Insurance v. Illinois Farmers Insurance

This appeal arises from a declaratory judgment action brought by plaintiff, Secura Insurance Company, against defendant, Illinois Farmers Insurance Company, concerning their respective obligations to defend and indemnify Bogoja Muzikoski, d/b/a B&A Automotive Repair, for liabilities arising out of an accident involving his employee, Daniel Dill, who, in the course of his employment, drove a vehicle insured by Farmers. The question presented is whether Farmers’ policy’s employer exclusion violates Illinois public policy. We conclude that it does. Accordingly, we reverse the trial court’s order…