M-Z Entersprises, Inc. v. Hawkeye-Security Insurance Co.

REYNOLDSON, Chief Justice.

April 24,1978, plaintiff, M-Z Enterprises, Inc. (M-Z), was using a crane to lift a dredge from the Mississippi River when the crane tipped over and was substantially damaged. Defendant, Hawkeye-Security Insurance Company (Hawkeye), had sold a Scheduled Property Floater Policy that covered the crane. Hawkeye eventually denied M-Z’s claim, and this lawsuit ensued.

The petition filed in district court contained two claims, pleaded in separate divisions. Division I was a contract action based on the insurance policy. Division II was an action based on the tort of bad…