Terrance Moore v. Wells Fargo Bank, N.A.

Hamilton, Circuit Judge.

*1053 Plaintiffs Terrence and Dixie Moore sued Wells Fargo Bank as Mr. Moore's mortgage servicer under the federal Real Estate Settlement Procedures Act and a similar Wisconsin statute. The Moores allege that Wells Fargo failed to respond adequately to a "qualified written request" for information under those laws. The district court granted summary judgment for Wells Fargo, and we affirm. Terrence Moore's claims fail on their merits; Dixie Moore's claims fail for lack of standing.

I. The Real Estate Settlement Procedures Act and Wisconsin Law

The facts of this case are…