Shelby Mutual Insurance v. United States Fire Insurance

The plaintiff brought this action in garnishment against the defendant insurance company under the terms of defendant’s policy of comprehensive liability insurance.

The facts giving rise to this claim are these: Frank X. and Mary Holzer were insured by defendant under a homeowners’ policy which provided in pertinent part:

“Provisions applicable to section II “This company agrees with the named insured. * * *

“1. Coverage E-Personal liability:

“(a) Liability: To pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of bodily injury or…