Legal Opinion
McDonald v. Wells Fargo Bank, N.A.
District Court, W.D. Pennsylvania
Decided April 16, 2019No. CIVIL ACTION NO. 16-264PublishedCited by 6 opinions
1Opinion of the CourtKearney, J.
An auto lender repossessing a car must comply with a state's commercial code and *470related debtor protections. These laws define disclosures required in the notices of repossession and deficiency sent to the debtor to further the legislature's mandate of all aspects of the lender's repossession and sale conduct are commercially reasonable. The lender may send the same notice to thousands of defaulted debtors in the same state based on the state's law. The auto lender's compliance is made more complicated when the car is purchased from a car dealer in one state for use by a citizen of a…
2Cases cited65 opinions
- Amchem Products, Inc. v. WindsorSupreme Court of the United States · 1997
- Wal-Mart Stores, Inc. v. DukesSupreme Court of the United States · 2011
- General Telephone Co. of Southwest v. FalconSupreme Court of the United States · 1982
- American Pipe & Construction Co. v. UtahSupreme Court of the United States · 1974
- Phillips Petroleum Co. v. ShuttsSupreme Court of the United States · 1985
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3Cited by6 opinions
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