Knutson Construction Co. v. St. Paul Fire & Marine Insurance Co.

KELLEY, Justice.

Appellant Knutson Construction Company (Knutson), a general contractor, purchased comprehensive general liability insurance policies (CGL) with a completed operations and broad form property damage endorsement (BFPD) from respondent insurance companies: St. Paul Fire and Marine (St. Paul Fire), St. Paul Mercury Insurance Company (Mercury), and United States Fire Insurance Company (USF). During the policy periods, Knutson was the general contractor on a project to erect a large apartment complex. Years after completion of the project, the owner sued Knutson alleging extensive…