Legal Opinion

Queen of Arkansas Insurance v. Royal

Supreme Court of Arkansas

Decided January 29, 1912PublishedCited by 5 opinions

Appeal from Chicot Circuit Court; Henry W. Wells, Judge; Fire insurance policies should be interpreted with a view to arriving at the object and intention of the contracting parties. 113 Pac. 259. The insured forfeited his right to recover on the policy. 32 So. 104; 176 Fed. 76; 123 N. Y. S. 877; 114 111. 390; 55 N. E. 319; 49 Atl. 767; 46N.W. 1073; 96 N. Y. S. 183.

1Opinion of the CourtMcCulloch, C. J.

This is an action on a fire insurance policy to recover $500, the full amount of the policy. The subject of the insurance was a house in Eudora, Chicot County, Arkansas, which was totally destroyed by fire.

It seems, from the meager abstract of the record which has been furnished, that the defenses tendered by the answer are that proof of loss was not furnished within the stipulated time, that the assured misrepresented the character of the occupancy of the building, thereby securing a lower rate of premium than the company would have taken the risk for, and that there was a change of…

2Cited by5 opinions

  1. Beaumont v. J. H. Hamlen & SonSupreme Court of Arkansas · 1935
  2. Barnett Bros. v. Western Assurance Co.Supreme Court of Arkansas · 1916
  3. Norton v. HickingbottomSupreme Court of Arkansas · 1947
  4. Droke v. RogersSupreme Court of Arkansas · 1946
  5. Poinsett Gin Company v. McCoySupreme Court of Arkansas · 1943

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